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United Arab Emirates Interest Rate

The United Arab Emirates' interest rate fell to 4.15% in September 2025. This is down from 4.4% in July 2025. The UAE Central Bank lowered its rate to match the US Federal Reserve's 25 basis point reduction. This action preserves the dirham's peg to the US dollar. The UAE's base rate follows the Federal Reserve's rate. Inflation in the UAE was 1.4% in the first quarter of 2025. It is expected to reach 1.9% for the full year. Economic growth in the UAE is projected at 4.7% for 2025. United Arab Emirates' record low interest rate was 0.15% in July 2021 and record high was 5.4% in July 2023.

Historical Data (2015-2025)

(in %)
Date Interest Rate
Sep 18, 2025 4.15%
Jul 30, 2025 4.4%
Jun 19, 2025 4.4%
May 08, 2025 4.4%
Mar 28, 2025 4.4%
Jan 30, 2025 4.4%
Nov 07, 2024 4.65%
Sep 18, 2024 4.9%
Apr 30, 2024 5.4%
Mar 20, 2024 5.4%
Dec 29, 2023 5.4%
Sep 29, 2023 5.4%
Jul 26, 2023 5.4%
Jun 14, 2023 5.15%
May 03, 2023 5.15%
Mar 22, 2023 4.9%
Jan 31, 2023 4.4%
Dec 14, 2022 4.4%
Nov 02, 2022 3.9%
Aug 31, 2022 2.4%
Jul 29, 2022 2.4%
May 31, 2022 0.9%
Apr 29, 2022 0.4%
Nov 30, 2021 0.15%
Oct 29, 2021 0.15%
Aug 31, 2021 0.15%
Jul 30, 2021 0.15%
Mar 31, 2021 0.6%
Feb 26, 2021 0.6%
Oct 30, 2020 0.6%
Jun 30, 2020 0.75%
May 29, 2020 0.75%
Mar 31, 2020 0.75%
Feb 28, 2020 2%
Dec 31, 2019 2%
Nov 29, 2019 2%
Aug 30, 2019 2.5%
Jun 28, 2019 2.75%
Apr 30, 2019 2.75%
Mar 29, 2019 2.75%
Oct 31, 2018 2.5%
Sep 28, 2018 2.5%
Jul 31, 2018 2.25%
Jun 29, 2018 2.25%
Mar 30, 2018 2%
Jan 31, 2018 1.75%
Dec 29, 2017 1.75%
Oct 31, 2017 1.5%
Sep 29, 2017 1.5%
May 31, 2017 1.25%
Apr 28, 2017 1.25%
Jan 31, 2017 1%
Dec 30, 2016 1%
Aug 31, 2016 1%
Jul 29, 2016 1%
May 31, 2016 1%
Apr 29, 2016 1%
Jan 29, 2016 1%
Oct 30, 2015 1%

Recent Events

datetime event actual previous consensus
2025-09-17 02:30 PM Interest Rate Decision 4.15% 4.4% -
United Arab Emirates Interest Rate : Definition
The Interest Rate set by the Central Bank of the UAE is the benchmark cost of borrowing in the economy. It influences lending, spending, investment, inflation, and overall financial stability.
Indicator Last Value Prior Value Period
Current Account to GDP Ratio 9% 9.3% Dec'24
Debt to GDP Ratio 32.1% 32.4% Dec'24
Private Credit (% GDP) 66.59% 77.5% 2022