Major Countries Interest Rate

Insights
  • The United States Fed Funds Interest Rate fell to 3% in September 2025, down from 4.5% in July 2025.
  • China's Loan Prime Rate held steady at 3% in October 2025, matching the September 2025 rate.
  • The Euro Area interest rate held at 2.15% in July 2025, unchanged from June 2025. This stability reflects the European Central Bank's view that inflation is stabilizing near its 2% target.

Data is available for the period 1975 to 2025 across 16 major countries.

Country Current Value Previous Value Next Release Last Updated
4.25% 4.5% Oct 29, 2025 Sep 17, 2025
3% 3% Nov 20, 2025 Oct 20, 2025
2.15% 2.15% Oct 30, 2025 Sep 11, 2025
0.5% 0.5% Oct 29, 2025 Sep 19, 2025
5.5% 5.5% Dec 05, 2025 Oct 01, 2025
4% 4% Nov 06, 2025 Sep 18, 2025
2.5% 2.75% Oct 29, 2025 Sep 17, 2025
15% 15% Nov 05, 2025 Sep 18, 2025
16.5% 17% Dec 19, 2025 Oct 24, 2025
7.5% 7.75% Nov 06, 2025 Sep 26, 2025
3.6% 3.6% Nov 03, 2025 Sep 30, 2025
2.5% 2.5% Nov 26, 2025 Oct 23, 2025
4.75% 4.75% Nov 19, 2025 Oct 22, 2025
39.5% 40.5% Dec 11, 2025 Oct 23, 2025
4.75% 5% Sep 18, 2025
Major Countries Interest Rate : Definition
The Interest Rate set by central banks is the benchmark rate at which commercial banks can borrow money from the central bank. It is the primary tool of monetary policy, influencing borrowing costs, consumer spending, business investment, inflation, and overall economic growth.