Romania Interest Rate
Romania's interest rate held steady at 6.5% in October 2025, matching the 6.5% rate from August 2025. This stability results from the National Bank of Romania's cautious monetary approach. Persistent inflation and economic uncertainty are key drivers. Factors like expiring electricity price caps and increased VAT and excise duties have raised inflation expectations. Geopolitical risks and fiscal consolidation measures also contribute to uncertainty, preventing any rate decrease. Romania's record low interest rate was 1.25% in January 2021 and record high was 7% in February 2023.
Historical Data (2015-2025)
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Romania Interest Rate : Definition
The Interest Rate set by the National Bank of Romania is the benchmark cost of borrowing in the economy. It influences lending, spending, investment, inflation, and overall financial stability.