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South Africa Interest Rate

South Africa's interest rate was 7% in September 2025. This followed a decrease from 7.25% in June 2025. The South African Reserve Bank cut the policy rate by 25 basis points to 7% effective August 2025. This action supported a faltering economy and was driven by expectations of permanently lower inflation targeting 3%. The September decision to hold rates at 7% reflected a cautious approach. South Africa's record low interest rate was 3.5% in July 2020 and record high was 13.5% in September 2002.

Historical Data (1999-2025)

(in %)
Date Interest Rate
Sep 18, 2025 7%
Jun 30, 2025 7.25%
May 29, 2025 7.25%
Mar 20, 2025 7.5%
Jan 30, 2025 7.5%
Nov 22, 2024 7.75%
Oct 31, 2024 8%
Sep 19, 2024 8%
Jul 18, 2024 8.25%
May 30, 2024 8.25%
Mar 27, 2024 8.25%
Jan 25, 2024 8.25%
Nov 23, 2023 8.25%
Sep 21, 2023 8.25%
Jul 20, 2023 8.25%
May 25, 2023 8.25%
Mar 30, 2023 7.75%
Jan 26, 2023 7.25%
Nov 24, 2022 7%
Sep 22, 2022 6.25%
Jul 21, 2022 5.5%
May 19, 2022 4.75%
Mar 24, 2022 4.25%
Jan 27, 2022 4%
Nov 19, 2021 3.75%
Oct 31, 2021 3.5%
Sep 23, 2021 3.5%
Jul 22, 2021 3.5%
May 20, 2021 3.5%
Mar 25, 2021 3.5%
Jan 21, 2021 3.5%
Nov 19, 2020 3.5%
Sep 17, 2020 3.5%
Jul 23, 2020 3.5%
May 21, 2020 3.75%
Apr 14, 2020 4.25%
Feb 29, 2020 6.25%
Jan 16, 2020 6.25%
Nov 21, 2019 6.5%
Sep 19, 2019 6.5%
Jul 18, 2019 6.5%
May 23, 2019 6.75%
Mar 28, 2019 6.75%
Jan 17, 2019 6.75%
Nov 23, 2018 6.75%
Oct 31, 2018 6.5%
Sep 21, 2018 6.5%
Jul 20, 2018 6.5%
May 25, 2018 6.5%
Mar 28, 2018 6.5%
Jan 18, 2018 6.75%
Nov 23, 2017 6.75%
Sep 21, 2017 6.75%
Jul 21, 2017 6.75%
Jun 30, 2017 7%
May 25, 2017 7%
Mar 30, 2017 7%
Jan 24, 2017 7%
Nov 24, 2016 7%
Sep 21, 2016 7%
Jul 21, 2016 7%
May 19, 2016 7%
Mar 26, 2016 7%
Feb 29, 2016 6.75%
Jan 28, 2016 6.75%
Nov 19, 2015 6.25%
Sep 23, 2015 6%
Jul 23, 2015 6%
Jul 17, 2014 5.75%
Jan 29, 2014 5.5%
Jul 19, 2012 5%
Nov 19, 2010 5.5%
Sep 09, 2010 6%
Mar 25, 2010 6.5%
Aug 14, 2009 7%
May 29, 2009 7.5%
May 04, 2009 8.5%
Mar 25, 2009 9.5%
Feb 06, 2009 10.5%
Dec 12, 2008 11.5%
Jun 13, 2008 12%
Apr 11, 2008 11.5%
Dec 07, 2007 11%
Oct 12, 2007 10.5%
Aug 17, 2007 10%
Jun 08, 2007 9.5%
Dec 08, 2006 9%
Oct 13, 2006 8.5%
Aug 03, 2006 8%
Jun 08, 2006 7.5%
Apr 14, 2005 7%
Aug 13, 2004 7.5%
Dec 12, 2003 8%
Oct 17, 2003 8.5%
Sep 11, 2003 10%
Aug 15, 2003 11%
Jun 13, 2003 12%
Sep 13, 2002 13.5%
Jun 14, 2002 12.5%
Mar 15, 2002 11.5%
Jan 16, 2002 10.5%
Sep 21, 2001 9.5%
Sep 05, 2001 10%
Jun 15, 2001 11%
Oct 17, 2000 12%
Jan 14, 2000 11.75%
Nov 25, 1999 12%

Recent Events

datetime event actual previous consensus
2025-09-18 09:00 AM Interest Rate Decision 7% 7% 7%

Next Release Date :

South Africa Interest Rate : Definition
The Interest Rate set by the South African Reserve Bank is the benchmark cost of borrowing in the economy. It influences lending, spending, investment, inflation, and overall financial stability.